Financing
HVAC Financing. $0 Down, 0% for 60 Months.
A new AC system is a major investment. We work with homeowners to find a payment plan that fits the budget so you can stay comfortable without the financial stress.
Apply for financing
Two ways to finance your comfort.
Pick the option that fits your project. Apply online with Optimus or Synchrony, on any job, repair or install.

Broad financing that works for any job, whether that is a new install, a full system replacement, or a major repair. Quick online application with a fast decision.
- Finance any service
- Fast online decision
- No obligation to apply

Flexible financing for any job, from a quick repair to a full system install. A straightforward way to get the work done without the upfront hit.
- Finance any service
- Repairs to installs
- Quick online application
All financing is subject to credit approval.
Why finance with Swift AC
Affordable comfort, on your terms.
We partner with trusted lenders to offer payment options that work for South Florida homeowners. We walk you through what is available, no high-pressure sales.
The details
How financing with Swift AC works.
Whether you need a full system replacement or a major repair, ask us about our financing options. We will walk you through what is available and help you find the right plan.
- Flexible payment plans available
- Competitive rates on qualifying systems
- Quick and simple application process
- No obligation to apply
- Options for AC installation, replacement, and major repairs
Which option is right for you?
Optimus Financing
The flexible choice. Works for any job, whether that is a new install, a full replacement, or a major repair. Apply online and get a fast decision.
Synchrony
Finance any job with Synchrony, from a repair to a full system install. Apply online and get a fast decision.
Not sure which option fits?
Call us and we will walk you through it. No credit pull until you decide to apply.
Ruud Pro Partner
Get the system your home deserves, on a payment that fits.
Don't put off the install your family needs. With 0% financing for 60 months, you can move on a properly sized Ruud system today. Watch what real Swift work looks like.

Ready when you are
Comfort done right. Let's get started.
Free estimates on installs. Honest diagnostics on repairs. Same-day service across South Florida and a real human on the other end of the line, every time.
Service area
Palm Beach · Broward · Martin · St. Lucie
Licensed FL #CAC1820211
